Johnson is rebranding to belairdirect to offer an even more seamless customer experience. To learn more, click here.

Retired Teachers of Ontario (RTOERO) Retired Teachers of Ontario (RTOERO)

Welcome RTOERO members to Johnson Insurance!

Over the years, we’ve helped 80,000+ education professionals that are part of a qualifying group get coverage they can rely on. With exclusive rates and policies built to suit your individual needs, we’re dedicated to helping you and your loved ones stay protected.

    Johnson Insurance is becoming belairdirect.

    Johnson Insurance is becoming belairdirect.

    Johnson Insurance is becoming belairdirect.

    It looks like we don’t offer car or home insurance in your province!

    belairdirect is available in most Canadian provinces, but does not offer insurance in Manitoba, Saskatchewan, or the territories.

    It looks like we don’t offer car or home insurance in your province!

    belairdirect is available in most Canadian provinces, but does not offer insurance in Manitoba, Saskatchewan, or the territories.

    Disclaimer

    Johnson Insurance is a trade name of Johnson Inc. (“JI”), a licensed insurance intermediary, and operates as Johnson Insurance Services in British Columbia and as Johnson Inc. in Manitoba. Outside of Quebec, home and car policies underwritten, and claims handled by Unifund Assurance Company (“UAC”). Described offers are applicable only to policies underwritten by UAC. Car insurance not available in BC, SK or MB. Home and car insurance not available in NU. JI and UAC share common ownership. Eligibility requirements, limitations, exclusions or additional costs may apply, and/or may vary by province or territory.

    Visit Johnson Insurance - Quebec for products available in QC.

    *Bundled savings applied to home insurance policies where both home and auto policies are underwritten by Unifund.

    Group Benefits

    Insurance built for group members

    Get a quote now!

    Call us for a quote

    Call 1.877.406.9007

    Group benefits made easy

    We help members make the most of their group insurance. Whether you prefer online self-service or a reassuring voice over the phone—we’re here for you.

      Guaranteed Life

      Guaranteed Life Insurance lets you take care of your loved ones - even if you cannot be there.

      Make sure that you have enough life insurance to take care of your family if something happens to you. Guaranteed Life Insurance is a great way to make sure you are covered no matter what, as there’s no health questionnaire or approval process.

       

      How does it work? 

       

      Guaranteed Life Insurance provides coverage with premiums that don’t increase with age. In fact, at age 100, coverage becomes premium free! You can choose the coverage limit to best fit your loved ones’ needs, and monthly automated bank payments make paying your premium affordable and convenient. 

      Accident

      We can’t guarantee that accidents won’t happen - but we can be there to help if they do.

      Getting into a severe accident is already a traumatic experience, but it could also have serious financial consequences. Make sure you and your family members are covered with Accidental Death & Dismemberment Insurance (AD&D)

       

      How does it work?

       

      AD&D provides tax-free funds if you or a family member dies or is injured in an insurable accident. AD&D can be added to a Term Life Insurance policy, to provide extra coverage in the event of an accident.

      Term Life

      Take care of your loved ones - even if you cannot be there.

      The loss of a loved one shouldn’t be made worse by worrying about finances. Make sure that you have enough life insurance to help support your family if something happens to you. Term Life Insurance gives you coverage for a set amount of time, with an affordable premium. Even if you already have life insurance through another plan, you can top-up your coverage with Term Life Insurance. 

       

      How much life insurance do I need?

       

      You can choose how much life insurance coverage to apply for, to reflect your loved ones’ needs. It is recommended that you and your spouse are both covered by an amount of life insurance equal to at least five times your annual income.

      Group Insurance

      A retirement health insurance plan made for you!

      The RTEOERO Group Insurance Program is designed and managed by education sector retirees who understand what you need at each stage of your retirement. You can choose the coverage you need from a range of plans: Extended Health Care, Supplemental Travel, Dental Plan, and Hospital and Convalescent Care.

       

      How do I apply for RTOERO Health Insurance?

       

      The first step is to become an RTOERO member, and then you can complete the insurance application. Remember to start your application before you retire - if you apply within 60 days of your previous group insurance ending, you’ll be automatically approved for your insurance without the need for additional medical information.

       

      To learn more, visit the RTOERO website.

      Have questions? We’re here to answer them

      What is the Johnson Members Only website?

      The Members Only (Group Benefits) section is a self-service option for those customers who are members of a group benefits program for health, dental, life and other types of personal insurance, usually offered through their employer. If you are a member of a group benefits program through Johnson, this is where you can find out about your coverage, see copies of correspondence mailed to you and, if your plan or policy allows, submit online claims for quicker reimbursement.

      If you're a new user, visit our Group Benefits section to request a confidential user name and password. 

      How do I change my address on file?

      You can change your address on the Members Only website, or you can contact the Johnson Claims Department toll-free, 24/7, at 1.800.804.0087.

      How do I find out about my coverage?

      The Members Only website will show you your coverage, or you can contact our Claims Department.

      Disclaimer

      Johnson Insurance is a trade name of Johnson Inc. (“JI”), a licensed insurance intermediary, and operates as Johnson Insurance Services in British Columbia and as Johnson Inc. in Manitoba. Outside of Quebec, home and car policies underwritten, and claims handled by Unifund Assurance Company (“UAC”). Described offers are applicable only to policies underwritten by UAC. Car insurance not available in BC, SK or MB. Home and car insurance not available in NU. JI and UAC share common ownership. Eligibility requirements, limitations, exclusions or additional costs may apply, and/or may vary by province or territory.

      Visit Johnson Insurance - Quebec for products available in QC.

      Johnson is a licensed insurance intermediary. Johnson provides administrative, consulting and/or claims administration/payment services. Insurance products are underwritten by various insurance providers. The terms, conditions, limitations and exclusions which apply to the described coverage are as set out in the policy. Policy wordings prevail.